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The brand new transfer need to be finished in person amongst the TFSAs by the issuer. For many who withdraw the amount of money your self and contribute an identical finance to a different TFSA, which transaction would not be experienced a primary import and you may may have tax consequences. If you want to transfer money from one TFSA to another otherwise in one issuer to another, there will be no income tax effects in case your issuer finishes a good lead import on your behalf. Transfers involving the individual TFSAs and people finished up on the newest description of a married relationship or common-law relationship are considered being qualified transmits.

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